您现在的位置: 教育资源库 >> 英语学习 >> 生活英语 >> 市民英语 >> 正文

I Will Teach You To Be Rich_教育资源库

I Will Teach You To Be Rich
作者:佚名 文章来源:教育资源库 点击数: 更新时间:2009-10-7

I Will Teach You To Be Rich

    Optimizing your personal finance is one of the most important things to do. The reason is that your financial situation affects other parts of your life. If you had financial problems then it would be difficult for you to live life to the fullest.
    I Will Teach You To Be RichThat’s why I was glad to receive a review copy of I Will Teach You To Be Rich by Ramit Sethi. The book aims to help you optimize your personal finance. Though the word “rich” in the title might mean different things for different people, here is what it means for the author:
    What does rich mean to you? For me, it’s about freedom — it’s about not having to think about money all the time and being able to travel and work on the things that interest me.
    I agree completely. Being rich is not about having a lot of money. It’s about having the freedom to enjoy life without financial worries.
    Inside I Will Teach You To Be Rich
    The book starts with an introduction followed by nine chapters.
    Introduction
    When it comes to personal finance, the worst thing you can do is not taking action. Don’t wait until you get the perfect solution before you act. Instead, use what the author calls The 85 Percent Solution: a solution that isn’t perfect but is good enough to get you started.
    To help you keep the balance between enjoying your life and controlling your expenses, here is a principle you might find useful:
    Spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.
    1. Optimize Your Credit Card
    In the long term, having good credit can help you save thousands of dollars on large purchases because it can get you lower interest rate. So it’s essential that you improve your credit. The most important thing you should do to improve your credit is paying off your credit card bills each month.
    2. Beat the Banks
    The next thing you should do is setting up the right bank accounts. You need to have two different accounts: a checking account and a saving account. Having these two accounts makes managing your money easier.
    When setting up your accounts, one important thing you should pay attention to is the fees. Fees are often more important than interest rates because they could easily wipe out the interest you earn. Get yourself accounts that have the lowest fees possible.
    For saving accounts, find one with high interest rate. An online saving account usually meets this requirement.
    3. Get Ready to Invest
    Investing is essential to get rich. In fact, the author said that investing is the single most effective way

[感谢阅读这篇文章,本文来自[教育资源库]edu.5151doc.com收集与整理,感谢原作者]
本文版权归原作者所有,如需转载或摘录请注明出处:教育资源库 http://edu.5151doc.com

文章录入:魅力教师    责任编辑:5151doc 
  • 上一篇文章:

  • 下一篇文章:
  • 【字体: 】【发表评论】【加入收藏】【告诉好友】【打印此文】【关闭窗口
    | 设为首页 | 加入收藏 | 联系站长 | 在线投稿 | 版权申明 | 网站登陆 |